






As Your Buyer Representatives, Our Agents Will:
Assure that you are aware of all the properties in the area that meet your criteria.
Guide you through the entire home buying process, starting with helping you identify your true “purchase power”.
Help you understand the comparable homes and market values in the area before you make an offer to help you avoid costly mistakes.
Answer all of your questions about the local market area, neighborhoods, the local economy, specific property and more.
Before You Start Looking For Your New Home:
Find a loan that meets your needs and get pre-approved or pre-underwritten (Yes, there is a difference.).
Choose a REALTOR® who you trust and who understands your needs.
Determine what town/neighborhood best matches your needs.
Identify important features that you need your new home to have.
Some Example Costs to Anticipate:
Inspection Costs – Fees can vary by inspector and depend on which inspections you choose to have done, such as: General Home Inspection, Radon, Termite/Pest, Well (where applicable), Septic (where applicable), Water Quality Tests, Asbestos, Oil tank and UST testing and more.
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Lender Title Insurance protects a lenders financial interest in real property against loss due to title defects, liens or other matters.
Attorney and Other Third-party fees include charges for title search and other closing cost fees.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Pro-rated utility fees – such as heating oil
As Your Buyer Representatives, Our Agents Will:
Assure that you are aware of all the properties in the area that meet your criteria.
Guide you through the entire home buying process, starting with helping you identify your true “purchase power”.
Help you understand the comparable homes and market values in the area before you make an offer to help you avoid costly mistakes.
Answer all of your questions about the local market area, neighborhoods, the local economy, specific property and more.
Before You Start Looking For Your New Home:
Find a loan that meets your needs and get pre-approved or pre-underwritten (Yes, there is a difference.).
Choose a REALTOR® who you trust and who understands your needs.
Determine what town/neighborhood best matches your needs.
Identify important features that you need your new home to have.
Some Example Costs to Anticipate:
Inspection Costs – Fees can vary by inspector and depend on which inspections you choose to have done, such as: General Home Inspection, Radon, Termite/Pest, Well (where applicable), Septic (where applicable), Water Quality Tests, Asbestos, Oil tank and UST testing and more.
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Lender Title Insurance protects a lenders financial interest in real property against loss due to title defects, liens or other matters.
Attorney and Other Third-party fees include charges for title search and other closing cost fees.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Pro-rated utility fees – such as heating oil



